Employees request a portion of their earned wages through the platform.
Built for modern employers who care about financial wellbeing, retention, and productivity.
Give Employees Access to Their Earned Salary Before Payday
GajiNOW Earned Wage Access (EWA) allows employees to withdraw a portion of their already earned wages anytime before payday.
Introducing GajiNOW – Earned Wages Access by MySyarikat
Earned Wage Access (EWA) enables employees to access part of their salary based on the days they have already worked instead of waiting until the end of the month. Get an advance on your salary from RM400 up to RM2500!
How GajiNow Works
Employee Requests Early Access
01
Funds Are Disbursed
Money is transferred directly to the employee’s bank account or supported wallet.
02
Normal Payroll Continues
On payday, the withdrawn amount is deducted from payroll.
03
Benefits for Employer
- Improve Employee Retention
GajiNOW is a highly valued modern benefit that increases loyalty and job satisfaction. - No Impact on Cash Flow
Employers continue paying salaries as usual, no early payroll funding required. - Reduce Payroll Advances & HR Requests
Automate salary advances without manual processing.
Benefits for Employee
- Financial Flexibility
Access earned wages anytime, no more waiting until month-end. - Reduced Financial Stress
Employees can focus on work and life without worrying about cash flow gaps. - Fast & Simple
Request funds in minutes. No paperwork. No approvals.
Everything you need to know
Who is Eligible to apply?
GajiNow is open exclusively to individuals employed on a full-time basis in Private Limited Company only.
What are the documents required for the application?
Photocopy of Identification Card (front + back view), Payslips & Bank Statements from the past 3 months, *For non on-boarded employers – Undertaking Letter from your employer.
What is the upper limit for a salary advance?
A maximum of 50% of gross monthly salary between RM 500 – RM 2500. The tenure can range from 15 – 30 days.
What is the cost of the GajiNow financing facility?
You will be charged a 1.5% platform fee on the financing amount, plus an admin fee (from RM35 to RM95) based on your credit assessment.
Is there a late payment fee?
Yes, there is a Ta’widh fee of 1% per annum and a Late Fee of 18% per annum, which are collectively calculated on your total outstanding amount, which we will be donating to charities.
Is my information safe?
We can guarantee your personal data is kept secured, as we are licensed with the Certification of Personal Data Protection.
Advance Salary Budget Relief
Make it easier to pay your bills, fill the tank, stock the fridge, or get access to comfortable healthcare with an advance salary.
